ESG investing—short for Environmental, Social, and Governance investing—has gained significant momentum in recent years. As more investors seek to align their values with their investments, ESG funds and scoring systems have become a common part of financial discussions. But for the long-term, value-focused, buy-and-hold investor, one critical question remains: Does…
Category: General
Dividend Cut Warning Signs: How to Protect Your Income
Spotting a dividend cut before it happens is an essential skill for any buy-and-hold investor who relies on dividend income as part of a long-term investing strategy. A sudden reduction—or total elimination—of a company’s dividend can impact not just your income stream, but also the value of the stock itself….
Super Investor #34: Bill Miller – The Contrarian Who Outperformed the Market
Super Investor #34 in our series is Bill Miller – the legendary portfolio manager who beat the S&P 500 for 15 straight years and blended value with growth. For decades, Bill Miller was the face of value investing at Legg Mason, but unlike traditionalists, he broke many of the “rules”…
Over-Concentration: The Hidden Risk in Your Portfolio
Over-concentration is one of the most overlooked hidden risks in long-term investing. Many investors, especially those new to the market or overly confident in a particular company or sector, unknowingly expose themselves to massive downside risk by putting too much of their portfolio into a single stock, sector, or idea….
Own Big Stocks with Little Money: Fractional Shares Explained
Fractional shares for small investors have changed the game in the world of investing. Not long ago, many beginners found themselves priced out of quality stocks like Amazon (AMZN), Apple (AAPL), or Berkshire Hathaway (BRK.B) because they couldn’t afford to buy full shares. Today, that barrier has largely been removed…
The Truth About High-PE Growth Stocks
High-PE growth stocks have captured the attention of many modern investors, often praised for their explosive returns and rapid business growth. But beneath the surface of these seemingly promising investments lie hidden risks that can erode capital and test the patience of even the most seasoned investors. While growth stocks…
How Handling Large Market Gains Makes Your Portfolio Stronger
Large market gains are what every investor hopes for — but once a stock in your portfolio surges significantly, the question becomes: What now? Do you sell and enjoy the profits, or hold on and let it grow even more? Should you consider reinvesting that money or withdraw it to…
Discounted Cash Flow: How to Value a Stock the Right Way
The Discounted Cash Flow model is one of the most powerful tools investors can use to estimate a stock’s intrinsic value. It allows long-term, buy-and-hold investors to determine whether a stock is undervalued or overvalued by analyzing future cash flows rather than market noise. Understanding the DCF model gives you…
Herd Mentality and Investing: How to Avoid Costly Mistakes
Why Herd Mentality Is Dangerous for Investors Have you ever bought a stock just because everyone else was talking about it? Maybe you saw a social media frenzy over a particular company, and the fear of missing out (FOMO) pushed you to invest without doing much research. If so, you’ve…
Stock Market Risks: How to Spot & Avoid Costly Mistakes
Understanding Stock Market Risks Before Investing Investing in the stock market can be one of the best ways to build long-term wealth. However, every investment carries risk, and understanding these risks is crucial before making a buying decision. Whether you’re a beginner or an experienced buy-and-hold investor, being mindful of…